Saturday, January 31, 2026

US Military in Puerto Rico 1-31-26

Yes, as of early 2026, there is a significant and increasing U.S. military presence in Puerto Rico, featuring the reactivation of formerly closed bases to support Caribbean operations. Key installations include the revitalized Roosevelt Roads Naval Station in Ceiba, Fort Buchanan in Guaynabo, and facilities at Rafael Hernández Airport 

Roosevelt Roads Naval Station (Ceiba): Reopened in late 2025/early 2026, this site hosts F-35 fighter jets, helicopters, and, as of Dec 2025, the 158th Air Wing of the Vermont Air National Guard.

Fort Buchanan: Acting as the Army's headquarters in the Caribbean, it is undergoing modernization with a new $30 million operations center, serving as a hub for the 1st Mission Support Command.

Regional Strategy: These bases are actively used for surveillance, logistics, and, in early 2026, supporting military operations related to regional, specifically Venezuelan, stability efforts.

Additional Locations: Operations have extended to using part of an airport in Ponce for logistics and, by late 2025, reviving parts of the former Ramey Air Base in Aguadilla. 

These moves, driven by the U.S. Southern Command, mark a major return of U.S. military forces to the island. 

Yes, there is an active U.S. military presence in Puerto Rico in 2026, including both long-standing installations and recently reactivated facilities. 

The following primary bases are active:

Fort Buchanan Guaynabo, 00934, Puerto Rico

Located in the San Juan area, it remains the only active-duty U.S. Army installation in the Greater Antilles. As of January 2026, it is undergoing significant modernization, including the construction of a new $30 million operations center to enhance command-and-control capabilities.

Roosevelt Roads Naval Station

: Formally closed in 2004, this base in Ceiba was officially reactivated in November 2025. In early 2026, it is serving as a strategic hub for operations in the Caribbean, hosting a significant presence of U.S. Navy and Air Force assets, including F-35 Lightning II fighters and C-130 transport planes.

National Guard Exchange/FIGNA/Atabey Military base 200 Ave Jose A Tony Santana

Located at the Luis Muñoz Marín International Airport in Carolina, it serves as the primary "air bridge" for U.S. forces entering the Caribbean region. It is home to the 156th Wing of the Puerto Rico Air National Guard.

Camp Santiago Joint Training Center Government office XPR7+2M7, PR-154

Situated in Salinas, this facility remains a critical training ground for the National Guard and other reserve components. 

Additional smaller facilities and ports, such as the 

Port of Ponce, have also seen increased military logistics and maneuvers in early 2026 as part of broader regional operations. 

https://www.google.com/search?q=is+there+a+us+military+base+in+puerto+rico+2026

Norb Leahy, Dunwoody GA Tea Party Leader

Southern Spear 1-31-26

These are results for us military buildup in the caribbean 2026 schedule 

In early 2026, the U.S. military maintained a significant, months-long buildup in the Caribbean.

Operation Southern Spear) focused on Venezuela, culminating in strikes on military facilities and the capture of President Nicolás Maduro on January 3, 2026. This escalation involved over 15,000 personnel, aircraft carriers (USS Gerald R. Ford), and Marine units. 

2026 Caribbean Military Activity Timeline

Late 2025 – Early 2026: Continued deployment of 150+ aircraft, drones (MQ-9 Reaper), and special operations forces (MV Ocean Trader) to the region.

Dec 2025 – Jan 2026: Intensified surveillance and blockade of Venezuelan-linked vessels, with USS Gerald R. Ford and guided-missile destroyers positioned near the coast.

Jan 3, 2026: U.S. forces conducted air strikes on Venezuelan targets, including in Caracas, Miranda, Aragua, and La Guaira, followed by the capture of Nicolás Maduro.

Early 2026: The 429th Expeditionary Operations Squadron continued managing drone and aircraft operations from bases in Aruba and Curaçao. 

Key Components of the Buildup

Forces: Approximately 15,000 troops, including the 22nd Marine Expeditionary Unit.

Assets: USS Gerald R. Ford carrier strike group, amphibious ships, F-35s in Puerto Rico, and AC-130 gunships.

Logistics: Reopening of the Roosevelt Roads base in Puerto Rico and utilization of hubs in Trinidad and Tobago. 

As of January 2026, the U.S. military buildup in the Caribbean—codenamed Operation Southern Spear—has transitioned from a preparatory phase to active military intervention. 

Following months of escalating naval and aerial presence, the schedule culminated in a major operation in early 2026:

January 3, 2026: The U.S. launched Operation Absolute Resolve (also referred to as the culmination of Southern Spear), a predawn raid involving over 150 aircraft and elite forces to capture Venezuelan President Nicolás Maduro and his wife in Caracas.

Late 2025 – Early 2026: Deployment reached approximately 15,000 personnel, featuring the arrival of the USS Gerald R. Ford aircraft carrier and the reopening of the Roosevelt Roads naval base in Puerto Rico for F-35 stealth fighters.

Ongoing 2026:

Force Sustainment: Internal documents suggest U.S. plans to maintain this elevated troop presence in the Caribbean through at least 2028.

Asset Shifts: While major strikes on land targets were reported in early January, the U.S. has recently shifted focus toward seizing sanctioned oil tankers connected to Venezuela.

Regional Drills: Joint exercises with regional partners like Trinidad and Tobago have intensified to curb illicit trafficking and consolidate the U.S. position. 

Key Staging Locations:

Puerto Rico: Primary hub for F-35 operations and live-fire exercises.

Aruba and Curaçao: Cooperative Security Locations (CSLs) managing AWACS, P-2 Orion, and MQ-9 Reaper surveillance drones.

U.S. Virgin Islands: Logistics and support for special operations vessels like the M.V. Ocean Trader

https://www.google.com/search?q=us+military+buildup+in+the+caribbean+2026+schedule

Norb Leahy, Dunwoody GA Tea Party Leader

Colombia Cocaine 1-31-26

As of January 2026, the United States is taking an aggressively confrontational, and in some cases military-adjacent, approach to stopping cocaine from Colombia, largely driven by the administration of President Donald Trump.  

Key developments in early 2026 regarding U.S. efforts to halt the flow of Colombian cocaine include:

Designation as a Non-Compliant Partner: In September 2025, the U.S. formally declared Colombia as a country that has "failed demonstrably" to adhere to international counternarcotics agreements, breaking a three-decade streak of cooperation.

Direct Threats and Sanctions: President Trump has threatened direct military intervention to "knock out" cocaine factories, labeled Colombian President Gustavo Petro a "drug-trafficking leader," and imposed sanctions on Petro, his family, and his administration in October 2025.

Increased Regional Military Presence: The U.S. has ramped up its naval presence in the Caribbean, conducting deadly strikes on vessels suspected of carrying drugs.

Decertification and Reduced Aid: While waivers were initially used, the Trump administration has moved to cut off aid to Colombia, with reports of pending major tariffs.

Strained Intelligence Sharing: In November 2025, Colombian President Petro ordered his security forces to stop sharing intelligence with the U.S. in response to American strikes on drug vessels, creating a major, though partially resumed, gap in cooperation. 

Despite these diplomatic tensions, officials in both the U.S. Drug Enforcement Administration (DEA) and Colombian national police have reported that close, on-the-ground operational partnerships regarding intelligence exchange and embedded agents continue, even as the political relationship has deteriorated. 

Context for 2026:
The aggressive U.S. stance follows data showing a 53% rise in potential cocaine production in Colombia in 2023, with the country remaining the primary source of U.S.-seized cocaine. The 2026 strategies are specifically designed to force the Petro administration to shift away from its focus on targeting drug kingpins rather than manual eradication of coca crops. 

Looking Ahead:
Relations are expected to remain volatile leading into the May 2026 Colombian presidential election, with the U.S. attempting to use sanctions and economic pressure to influence the political landscape. 

In January 2026, U.S.–Colombia relations regarding cocaine trafficking reached a historic low point under the Trump administration, characterized by severe sanctions, diplomatic freezes, and threats of military intervention. 

Decertification & Sanctions: In September 2025, the U.S. officially decertified Colombia as a drug control partner for the first time in nearly 30 years. By October, the U.S. Treasury Department imposed direct sanctions on Colombian President Gustavo Petro and his family, accusing him of allowing cartels to flourish.

Military Threats: President Trump has repeatedly suggested possible U.S. military operations within Colombia to "close up" drug operations if the Colombian government does not. This follows the January 2026 U.S. operation that captured Venezuelan President Nicolás Maduro.

Aid & Trade Penalties: The U.S. has slashed foreign assistance to Colombia and enacted tariffs on its exports.

Intelligence Breakdown: In November 2025, President Petro suspended intelligence cooperation with the U.S. following lethal American strikes on drug-trafficking vessels in the Caribbean.

Operational Status: Despite the political feud, DEA agents remain embedded with Colombia’s anti-narcotics police for now, though there are increasing concerns regarding their safety.

Regional Crackdown: On January 22, 2026, the U.S. sanctioned a major drug network in Costa Rica that facilitated the transport of tons of Colombian cocaine to the U.S. and Europe. 

https://www.google.com/search?q=us+stopping+cocaine+from+colombia+2026

Norb Leahy, Dunwoody GA Tea Party Leader

Mexican Drug Cartels 1-31-26

As of January 2026, the strategy for addressing Mexican drug cartels involves intense pressure from the U.S. administration on the Mexican government, moving beyond traditional cooperation toward coercive action and potential U.S. military engagement on land.  

The 2026 approach is characterized by the following developments:

U.S. Military Action Threats: President Trump has stated the U.S. will begin targeting drug cartels on land in Mexico, following maritime operations that allegedly disrupted 97% of drug trafficking by water.

Designation as Terrorists: In February 2025, the U.S. State Department designated key Mexican cartels (Sinaloa Cartel, CJNG) as Foreign Terrorist Organizations (FTOs), providing a legal basis for enhanced, potentially military, action.

Increased Extraditions: Under pressure from Washington, Mexico has increased the transfer of cartel members to the U.S. in early 2026, including the transfer of 37 individuals in January 2026, labeled "high-impact criminals".

Operational Shifts: The U.S. has integrated military intelligence, law enforcement, and the broader intelligence community into a new operational framework, with a focus on dismantling the command-and-control structures of cartel leadership.

Focus on Fentanyl: The newly appointed U.S. drug czar, Sara Carter, has framed drug trafficking as a "chemical war" against the U.S., with a promise that the "days are numbered" for cartels, emphasizing a goal to stop fentanyl flow.

Mexican Response: President Claudia Sheinbaum has framed the extradition of cartel members as a "sovereign decision" to protect national security, while navigating intense pressure from the U.S. to take more direct action against cartels. 

The situation remains fluid, with experts noting that while the U.S. is applying maximum pressure, the effectiveness of these measures depends on high-level intelligence and sustained cooperation, according to Americas Quarterly and Border Report

Trump suggests U.S. military will hit cartels on 'land' in Mexico

As of late January 2026, the strategy for removing drug cartels from Mexico involves intensified pressure from the Trump administration and reactive measures by the Mexican government to maintain sovereignty while cooperating with U.S. demands. 

U.S. "Operation Take Back America"

The U.S. has shifted to a high-intensity enforcement model through Operation Take Back America and the Homeland Security Task Force (HSTF), established via Executive Order 14159. 

Foreign Terrorist Designations: Key groups like the Sinaloa Cartel and CJNG have been designated as Foreign Terrorist Organizations (FTOs), allowing the use of broader military and financial sanctions.

"Hitting Land" Strategy: President Trump has announced that after reportedly neutralizing 97% of maritime drug traffic, the U.S. will begin land-based strikes against cartel infrastructure.

Direct Military Action: The Pentagon has reportedly drafted plans for direct military force against cartel targets on foreign soil, potentially including drone strikes and ground operations.

Drug Czar's Outlook: New U.S. Drug Czar Sara Carter stated in January 2026 that "cartels' days are numbered," emphasizing a global war and a new National Drug Control Strategy due in February. 

Mexico’s "Sovereign Decision" Approach

President Claudia Sheinbaum has publicly rejected U.S. military intervention on Mexican soil but has significantly increased high-level extraditions to avoid further escalation. 

Mass Extraditions: In January 2026 alone, Mexico transferred 37 high-impact criminals to the U.S., totaling 92 members sent over the past year. Sheinbaum characterized these as "sovereign decisions" by her National Security Council.

Tactical Coordination: Mexico’s security minister, Omar García Harfuch, is leading efforts to target specific cartel leaders while strengthening coordination with U.S. counterparts like Secretary of State Marco Rubio.

Domestic Challenges: Critics and legal experts have noted that some transfers may have occurred without standard extradition orders, reflecting the immense pressure from the White House. 

https://www.google.com/search?q=removing+drug+cartels+from+mexico+2026

Norb Leahy, Dunwoody GA Tea Party Leader

Friday, January 30, 2026

Increasing Home Supply 1-30-26

Extending the capital gains tax exclusion for primary residences to $1 million would likely add to the US home supply in 2026 by reducing the "lock-in effect" that keeps older homeowners and those with high equity from selling. By modernizing the 1997-era thresholds ($250k/$500k), this change is expected to free up "accidental luxury" homes and larger, family-sized homes that are currently held to avoid significant tax bills.  

Impact on 2026 Home Supply:

Reduced "Lock-In" Effect: Many homeowners, particularly baby boomers, are reluctant to sell their homes and move to smaller ones due to the potential tax burden on their significant accumulated home equity.

Increased Inventory: 

The National Association of Realtors (NAR) argues that increasing these limits would cause a significant rise in the number of homes listed for sale, particularly in high-appreciation markets.

Targeted Impact: While only a small percentage of total homeowners currently exceed the $500,000/$1 million threshold, they are often in areas with extreme supply shortages. By 2030, a projected 56% of homeowners could have equity exceeding the current, lower, outdated, limit, making this reform increasingly relevant to overall supply.

"Filter Down" Effect: Increased listings of higher-priced, "move-up" homes would allow older homeowners to downsize, creating a "trickle-down" effect that increases available, more affordable homes for buyers. 

Considerations and Counterarguments:

Limited Scope: Some studies suggest that only about 10–15% of homeowners currently have capital gains that exceed the existing exemption, meaning the direct impact might be concentrated among wealthier, older homeowners.

Market Drivers: The primary constraints on supply in 2026 are likely to remain high mortgage rates and overall housing affordability, rather than just the capital gains tax.

Revenue Loss: The policy would reduce federal revenue by millions annually, though some argue this is a minimal price for improving market mobility. 

Legislative proposals, such as the "More Homes on the Market Act," are actively pushing to increase these thresholds to $500,000 for individuals and $1 million for married couples. 

In 2026, extending the capital gains tax exclusion for primary residences to $1 million for married couples (and $500,000 for single filers) is widely expected by economists and industry groups to increase the U.S. home supply by reducing the "lock-in effect".

Current legislative momentum, particularly through the More Homes on the Market Act, aims to address inventory shortages by modernizing limits that have been stagnant since 1997. 

Impact on Home Supply

Inventory Growth: The National Association of Realtors (NAR) estimates that reforming or eliminating the capital gains tax could boost housing supply by 10–15%.

Unlocking "Stuck" Homeowners: By 2026, an estimated 1 in 3 homeowners (approx. 29 million households) will have built up equity exceeding current exclusion limits ($250k single/$500k married). Many "accidental luxury" owners—who bought ordinary homes decades ago that are now worth significantly more—delay selling to avoid large tax hits.

Incentivizing Downsizing: Raising the cap would specifically encourage older homeowners and baby boomers to sell larger family-sized homes and downsize, potentially unlocking hundreds of thousands of move-up homes per year. 

Current 2026 Status & Proposals

IRS Indexing (Confirmed): Starting in 2026, the IRS has confirmed it will begin indexing the existing $250,000/$500,000 exclusion for inflation, providing modest relief but not reaching the $1 million threshold without new legislation.

Pending Legislation:

More Homes on the Market Act: A bipartisan bill to double the exclusion to $1 million for couples and $500,000 for individuals.

No Tax on Home Sales Act: A more drastic proposal to eliminate the tax entirely for primary residences.

Market Concentration: The benefit would be most significant in high-appreciation markets where $1 million homes are now considered starter benchmarks. 

Potential Trade-offs

While increasing supply, some analyses suggest risks such as increased competition at the lower end of the market as downsizers bid against first-time buyers, potentially keeping prices high. Experts also note that while supply increases, it may primarily benefit wealthier, older homeowners who hold the most equity. 

https://www.google.com/search?q=would+extending+the+capital+gains+tax+for+homes+to+%241+million+add+to+the+us+home+supply+2026

Comments

Increasing the Capital Gains Tax Exclusion to $1 million would allow Retired Couples, Widows and Widowers to Sell their Homes and “Downsize”. This would provide a larger Cash Reserve to deal with increased “out of pocket” Medical Costs and continued Home Related Expenses. Many of their current Homes are priced between $500,000 and $1 Million.

Norb Leahy, Dunwoody GA Tea Party Leader

Home Insurance Cost 1-30-26

 In early 2026, the average annual home insurance cost in the USA is approximately $2,100 to $2,600 for standard coverage, with some estimates reaching around $2,543 per year ($212 monthly). Costs vary significantly by location, with high-risk states like Florida exceeding $7,000 annually, while others like Hawaii remain under $700. 

2026 Home Insurance Trends

National Average: Estimates range between $2,110 and $2,601 for a typical policy with $300,000 in dwelling coverage.

Regional Differences: Insurance.com indicates Florida has the highest average rate at over $7,000, while Hawaii is the lowest at approximately $659 per year.

Driving Factors: Rising costs are driven by increased natural disasters, higher construction/material costs, and increased reinsurance costs.

Rate Increases: Despite a slight slowdown in growth compared to 2024-2025, premiums continue to increase due to inflation and risk. 

Note: Data from early 2026 indicates that while some sources suggest averages closer to $2,100, others indicate higher, closer to $2,600. 

$2,110 to $2,927. For a standard policy with $300,000 in dwelling coverage, most national benchmarks estimate the average cost at about $2,543 to $2,544 annually ($212 per month). 

2026 Average Costs by Coverage & State

Costs fluctuate significantly based on dwelling coverage limits and geographic location. 

Average by Dwelling Coverage:

$200,000: $1,920 per year.

$300,000: $2,544 per year.

$400,000: $3,158 per year.

$600,000: $4,400 per year.

Most & Least Expensive States (for $300k Coverage):

Highest: Florida ($7,136), Louisiana ($5,986), and Oklahoma (~$5,010–$6,210).

Lowest: Hawaii ($613–$659), Vermont ($827–$950), and Delaware (~$966–$1,025). 

Current Market Trends for 2026

Ongoing Rate Increases: Premiums are projected to rise by an average of 8.2% in 2026. This follows several years of double-digit hikes, though the rate of increase is starting to stabilize in some regions.

Driving Factors: Costs remain high due to elevated rebuilding expenses, persistent labor shortages, and increased catastrophic losses from severe storms and wildfires.

Technological Shifts: Insurers are increasingly using AI, satellite imagery, and drones for property-level risk assessments, which can lead to more granular—and sometimes higher—pricing for older or high-risk homes.

Deductible Increases: To manage rising premiums, many homeowners are opting for higher deductibles; average deductibles rose roughly 22% entering 2026.

https://www.google.com/search?q=what+is+the+average+annual+home+insurance+cost+per+year+in+the+usa+2026

Comments

You can lower your monthly premium by selecting a higher Claims Deductible, but will need to maintain an “emergency fund” to cover the extra cost of the claims deductible.

Norb Leahy, Dunwoody GA Tea Party Leader

Home Claim Deductibles 1-30-26

In 2026, the average home insurance deductible for a standard claim remains commonly around $1,000, though many homeowners are shifting to higher amounts ($2,500 to $5,000+) to offset rising premiums. Percentage-based deductibles (e.g., 1%–5% of the home’s dwelling value) are increasingly common for wind, hail, or hurricane claims, which can lead to higher out-of-pocket costs.  

Common Amounts: While $1,000 is a standard benchmark, deductibles for 2026 are trending higher (e.g., $1,000 to $5,000) due to insurance companies adjusting to increased repair costs.

Percentage Deductibles: In high-risk areas, deductibles for specific events (like hurricanes) are often 1% to 5% of the home's insured value (e.g., a $300,000 home with a 2% deductible = a $6,000 out-of-pocket cost).

Driving Factors: The rise in deductibles is a, reaction to soaring, record-high premiums, which averaged over $2,500 annually in 2026. 

Note: Deductibles vary widely by insurer, state, and type of claim (e.g., "all perils" vs. wind/hail). 

In 2026, the average home insurance deductible for a standard policy in the United States typically ranges from $500 to $2,500. The most common individual deductible amount selected by homeowners is $1,000. 

Deductibles have trended upward as a strategy to mitigate skyrocketing premiums, with reports indicating average deductible amounts rose by approximately 22% between 2024 and 2025. 

Types of Deductibles for 2026 Claims

Fixed-Dollar Deductible: A set amount (e.g., $1,000) you pay for most claims regardless of total damage.

Percentage Deductible: Common for weather-related events (wind, hail, or hurricanes), this is typically 1% to 10% of your home's insured value. For example, a 2% deductible on a $400,000 home results in an $8,000 out-of-pocket cost.

Disaster-Specific Deductibles: Separate deductibles often apply to high-risk events like earthquakes or floods, ranging from $1,000 to $10,000 depending on the region. 

Impact on Premiums

Choosing a higher deductible remains a primary method for lowering annual costs in 2026: 

Increasing a deductible from $1,000 to $2,500 can save an average of 12% on annual premiums.

While a higher deductible reduces monthly payments, it increases out-of-pocket liability during a claim, which is increasingly necessary as national average premiums have risen to approximately $2,110–$2,544 for $300,000 in dwelling coverage.

https://www.google.com/search?q=what+is+the+average+home+insurance+deduction+by+claim+in+the+us+2026

Comments

Homeowners can lower their “claims deductible” by raising their monthly premium.

Norb Leahy, Dunwoody GA Tea Party Leader