Government needs to get out of the way. Congress doesn’t need to bail out the insurance companies; they just need to remove all regulations and let them operate. Higher premiums should go to the higher claims filers. If the healthy don’t want insurance, they should be free to choose. The reason for the unsustainable cost of healthcare is excessive government subsidies. Congress must pass a 10 year budget for healthcare that reduces government subsidies by 5% each year for 20 years. Providers will respond by lowering their costs.
If the young and healthy can find a cheaper policy with lifetime limits, they will buy these. The $1 million lifetime limit was alive and well 20 years ago. Providers need to make sure their costs don’t exceed that. Hospitals already have a bad name because of government meddling. Post Op infections are too high and cross contamination of everything is too high. Defensive medicine for price gouging and to avoid malpractice suits is huge.
Providers made this bed and they will need to clean it up to comply with the laws of economics. If the price is too high, consumers will not buy. The days of the $15,000 birthday party are over.
Norb Leahy, Dunwoody GA Tea Party Leader