Wednesday, December 10, 2025

Trump Affordability Agenda 12-10-25

President Trump didn't present one single "affordability plan" in 2025, but enacted significant policies, primarily through the "One Big Beautiful Bill" (OBBBA) signed July 4, 2025, which included tax cuts (extending the 2017 TCJA), major changes to Medicaid/ACA funding, and aimed to lower costs via drug pricing initiatives and executive actions on housing supply, all part of his broader agenda to tackle the cost of living crisis.  

Key Actions & Policies in 2025:

Emergency Price Relief: An early January 2025 Executive Order targeted emergency price relief and expanded housing supply.

"One Big Beautiful Bill" (OBBBA): Signed July 4, 2025, this reconciliation bill significantly impacted taxes, healthcare (ACA/Medicaid), and nutrition programs, aiming for broader affordability.

Tax Cuts: Extended key provisions from the 2017 Tax Cuts and Jobs Act (TCJA) through OBBBA, affecting deductions and brackets.

Drug Pricing: Executive actions in May and July 2025 directed actions to lower prescription drug costs to match other developed nations.

Trump Accounts: Introduced a new savings/investment program for children born from 2025-2028, managed by the IRS. 

In essence, his "affordability" efforts were a collection of legislative (OBBBA) and executive actions throughout 2025, not a singular, unified plan presented all at once. 

President Trump has not presented a single, comprehensive "affordability plan" with a specific presentation date; rather, his administration has pursued several legislative actions and policy proposals throughout 2025 intended to address the cost of living. 

Key actions and proposals from 2025 include:

Legislation: The "One Big Beautiful Bill Act" (OBBBA) was signed into law on July 4, 2025, extending many of the 2017 Tax Cuts and Jobs Act (TCJA) provisions, which the administration argues will help affordability.

Housing Costs: A Presidential Memorandum was signed on January 22, 2025, aiming to reduce regulatory barriers and expand housing supply to address housing affordability.

Prescription Drugs: In a series of actions starting in July 2025, the President directed pharmaceutical manufacturers to lower prices, culminating in several deals announced by November 2025.

Tariffs and Rebates: The administration proposed a plan that would use revenue from tariffs to provide $2,000 "tariff rebate checks" to Americans, which some reports indicate might be distributed in mid-2026.

Healthcare: The administration has been working on a replacement for the Affordable Care Act (ACA), but a specific, comprehensive legislative plan has stalled due to internal divisions within the GOP and is still being developed by the House GOP leadership as of December 2025. 

These news updates detail the ongoing efforts and potential setbacks in developing and presenting Republican health care and affordability proposals.

The administration's efforts are ongoing, and various parts of the "affordability agenda" are being implemented through executive actions and legislative pushes rather than a single, large-scale presentation at a fixed date. 

https://www.google.com/search?q=when+will+trump+present+his+affordability+plan+2025

Norb Leahy, Dunwoody GA Tea Party Leader

US Farm Relief 12-10-25

Trump Administration Announces $12 Billion Farmer Bridge Payments for American FarmersImpacted by Unfair Market Disruptions USDA December 8, 2025

(Washington, D.C., December 8, 2025) – President Donald J. Trump alongside U.S. Secretary of Agriculture Brooke L. Rollins, U.S. Secretary of the Treasury Scott Bessent, Senate Agriculture Committee Chairman John Boozman (AR), Senator Deb Fischer (NE), Senator John Hoeven (ND), Representative Austin Scott (GA), and farmers from Arkansas, Iowa, Indiana, Kansas, Louisiana, Pennsylvania, Ohio, and Texas today announced the U.S. Department of Agriculture (USDA) will make $12 billion available in one time bridge payments to American farmers in response to temporary trade market disruptions and increased production costs that are still impacting farmers following four years of disastrous Biden Administration policies that resulted in record high input prices and zero new trade deals. These bridge payments are intended in part to aid farmers until historic investments from the One Big Beautiful Bill Act (OBBBA), including reference prices which are set to increase between 10-21% for major covered commodities such as soybeans, corn, and wheat and will reach eligible farmers on October 1, 2026.

Of the $12 billion provided, up to $11 billion will be used for the Farmer Bridge Assistance (FBA) Program, which provides broad relief to United States row crop farmers who produce Barley, Chickpeas, Corn, Cotton, Lentils, Oats, Peanuts, Peas, Rice, Sorghum, Soybeans, Wheat, Canola, Crambe, Flax, Mustard, Rapeseed, Safflower, Sesame, and Sunflower. FBA will help address market disruptions, elevated input costs, persistent inflation, and market losses from foreign competitors engaging in unfair trade practices that impede exports. The FBA Program applies simple, proportional support to producers using a uniform formula to cover a portion of modeled losses during the 2025 crop year. This national loss average is based on FSA reported planted acres, Economic Research Service cost of production estimates, World Agricultural Supply and Demand Estimates yields and prices and economic modeling.

Farmers who qualify for the FBA Program can expect payments to be released by February 28, 2026. Eligible farmers should ensure their 2025 acreage reporting is factual and accurate by 5pm ET on December 19, 2025. Commodity-specific payment rates will be released by the end of the month. Crop insurance linkage will not be required for the FBA Program; however, USDA strongly urges producers to take advantage of the new OBBBA risk management tools to best protect against price risk and volatility in the future.

The remaining $1 billion of the $12 billion in bridge payments will be reserved for commodities not covered in the FBA Program such as specialty crops and sugar, for example, though details including timelines for those payments are still under development and require additional understanding of market impacts and economic needs.

The $12 billion in farmer bridge payments, including those provided through the FBA Program, are authorized under the Commodity Credit Corporation (CCC) Charter Act and will be administered by the Farm Service Agency (FSA).

To submit questions, justification for USDA farmer bridge aid, or to request a meeting on farmer bridge aid, producers can reach out to farmerbridge@usda.gov.

“Four years under the failed Biden Administration continues to leave the American farm economy reeling from record inflation, a depleted farm safety net, and delayed disaster assistance. The lack of new trade deals under the last Administration turned a trade surplus under Trump into a $50 billion trade deficit, causing our farmers to lose markets and feel acute pain from lower commodity prices. President Trump will not let our farmers be left behind, so he directed our team to build a bridge program to see quick relief while the President’s dozens of new trade deals and new market access take effect,” said Secretary Brooke Rollins.

“The plan we are announcing today ensures American farmers can continue to plan for the next crop year. It is imperative we do what it takes to help our farmers, because if we cannot feed ourselves, we will no longer have a country. With this program serving as a bridge to the improvements President Trump and Republicans in Congress have made, it will allow farmers to leverage strengthened price protection risk management tools and the reliability of fair trade deals so they do not have to depend on large ad hoc assistance packages from the government.”

Additional Farmer First Actions Taken by the Trump Administration

In addition to $12 billion in bridge payments announced today, the Trump Administration has been working around the clock since January 20th to put American farmers first after inheriting one of the worst farm economies the country has experienced in decades. The following actions have been taken to date and together show historic investments and bold and unrelenting dedication to helping our nation’s farmers thrive again.

Over $30 Billion in Ad Hoc Assistance Delivered to Farmers Since January 2025

Emergency Commodity Assistance Program (ECAP) is helping farmers recover from the economic hardships of 2024. This program distributed more than $9.3 billion to over 560,000 farmers for soy, corn, sorghum, and other row crops.

Marketing Assistance for Specialty Crops (MASC) is helping specialty crop producers recover from rising input costs and other market disruptions stemming from the Biden Administration. This program distributed over 1.8 billion in assistance to over 52,000 producers.

The Supplemental Disaster Relief Program (SDRP) is helping producers recover from severe weather events in 2023 and 2024. This program has distributed nearly $6 billion to over 388,000 farmers with up to an additional $9 billion to be distributed over the next four months.

Over $2.5 billion via block grants delivered to states and sugar beet and cane processors via block grants to cover losses from 2023 and 2024 that were left uncovered by existing USDA programs.

Trump Supported OBBBA Farmer Wins

With the signing of the One Big Beautiful Bill in July, President Trump has made crop insurance more workable and affordable for American farmers and ranchers. Crop insurance is an essential risk management tool that allows American farmers and ranchers endure weather and market volatility. The bill increases crop insurance premium support for beginning farmers and ranchers by expanding the definition from five to 10 years of experience, enabling more producers to qualify for assistance over a longer period. These improvements will result in over $400 million in savings every year for America’s farmers on insurance premiums.

For the first time in over a decade the statutory reference prices for the farm safety net programs, ARC and PLC, were raised by 10-21% for major commodities such as corn, soybeans, and wheat. Thanks to OBBBA USDA is also expanding eligibility for these price support programs by adding more than 30 million new base acres to the program making them eligible for future PLC or ARC payments starting in crop year 2026.

OBBBA extended the marketing assistance loan programs through 2031 and updated loan rates for major commodities beginning in the 2026 crop year, providing stronger loan rates for crops like wheat, corn, cotton and soybeans.

The bill included historic investments to the domestic sugar programs and USDA made them available starting October 1, 2025. The loan rate for raw cane sugar has increased to an average 24 cents per pound for the 2025 - 2031 crop years, with refined beet sugar rates increased to an average of 32.77 cents per pound.

OBBBA invested in USDA’s major conservation programs, including the Environmental Quality Incentives Program (EQIP), Conservation Stewardship Program (CSP) and Agricultural Conservation Easement Program (ACEP). These funds will result in over $34B in conservation work on agricultural land over the next 10 years.

OBBBA provides $285 million a year for agricultural trade promotion and facilitation. This is in addition to the existing $234M per year of funding for MAP and FMD. These dollars are key to opening and expanding foreign markets.

OBBBA included many important tax provisions for farmers and ranchers. Some of the most impactful provisions for agriculture are the permanency of the 20% qualified business income deduction, full bonus depreciation and the $15 million per individual estate tax exemption, now also indexed for inflation. With the current land values, equipment costs and input prices, even modest-sized farms can easily exceed that threshold, meaning upon the owner’s death, far more family operations would face massive tax bills than previously estimated. A permanent bonus depreciation means that farmers can continue to write off the entire cost of new equipment, land improvements, new barns and other capital upgrades in the year of purchase, rather than depreciating them over many years.

Oversight on Competition & Farmer Input Costs

On September 26, 2025, the USDA and the Department of Justice signed a Memorandum of Understanding (PDF, 1.3 MB) that represents a joint commitment by both agencies to protect American farmers and ranchers from the burdens imposed by high and volatile input costs—such as feed, fertilizer, fuel, seed, equipment, and other essential goods—while ensuring competitive supply chains, lower consumer prices, and the resilience of U.S. agriculture and the food supply.

On December 6, 2025, President Trump signed an Executive Order to stop price fixing, anti-competitive behavior, and foreign influence that drives up prices and threatens the security of America’s food supply. This EO recognizes that sectors including seed, fertilizer, and farm equipment may be vulnerable to anti-competitive manipulation that result in higher prices for farmers and seeks to take aggressive action in part by the establishment of Task Forces created to investigate price fixing and anti-competitive behavior, especially regarding foreign owned entities.

These actions combined reiterate the Trump Administration’s commitment to scrutinizing competitive conditions in the agricultural marketplace, including antitrust enforcement that promotes free market competition.

Lowering Farm Labor Costs through Deregulatory Actions

Farm labor costs alone increased 47% since 2020 largely due to the high cost of utilizing the H-2A program to secure seasonal labor under the Biden Administration who artificially inflated Adverse Effect Wage Rates set by the U.S. Department of Labor (DOL) using USDA’s Farm Labor Survey which was never designed to be used for setting government-mandated wage rates and is duplicative of other DOL data sources. As such, USDA discontinued this survey while DOL issued a bold new interim final rule which decreased wage costs for H-2A agricultural employers resulting in initial savings of at least $2 billion. Additionally, the U.S. Department of Homeland Security issued a final rule, effective October 2, 2025, to streamline the filing process for certain temporary agricultural worker petitions. These actions combined are making farm labor more affordable and more accessible for American agriculture.

USDA is Prioritizing the Purchase of Healthy U.S. Grown Commodities to Feed Those Most in Need through Section 32 Buys

This year alone, USDA has provided nearly $1 billion in Section 32 purchases, all which benefit the charitable feeding network.

On November 24, 2025, Secretary Rollins announced a $30 million Section 32 buy of American grown oranges, grapefruit, and mandarins.

On August 6, 2025, Secretary Rollins announced a $2 million Section 32 buy of invasive Chesapeake Bay blue catfish.

On August 1, 2025, Secretary Rollins announced up to $230 million Section 32 buy of Alaska pollock, catfish, apples, beans and cranberries.

On May 23, 2025, Secretary Rollins announced a $67 million Section 32 buy of American groundfish, pears, cherries, shrimp and beans.

USDA will continue to buy Section 32 commodity purchases to support American seafood, fruit, vegetable, and tree-nut producers for distribution to U.S. food banks, schools, and other outlets serving low-income individuals. These actions support President Trump’s vision to Make America Healthy Again through U.S. local farmer grown, healthy, and nutritious commodities.

This is the most pro-biofuels Administration in history

President Trump recognizes how important the Renewable Fuel Standard is for American corn and soybean farmers. EPA Administrator Zeldin delivered the boldest Renewable Volume Obligations ever and provided much certainty in the market for our producers while delivering lower prices at the pump for consumers. The RVO gives the markets the incentive to invest in American products for American consumers and to export around the world.

EPA’s decision to allow the summer sale of E-15 constituted 2025 year-round E15 and continues to deliver immediate relief to consumers, give more choices at the pump, and drive demand for corn grown, processed, and used right here in America. America’s national security depends on our energy security, and biofuels are a crucial asset that brings more jobs and helps farmers in rural America.

List of Trade & Market Access Wins to Date

USDA announced applications are now open through January 23, 2026, for the $285 million America First Trade Promotion Program (AFTPP), a key component of the Trump Administration’s work to expand global market access and create new export opportunities for America’s farmers, ranchers, and producers.

Additionally, President Trump and his administration have worked to pen new trade deals and trade frameworks with more than 15 countries.

Switzerland and Liechtenstein will invest at least $200 billion in the United States, remove tariffs on several agricultural products, allow for market access for American beef, bison, and poultry, and remove non-tariff barriers for poultry and dairy.

El Salvador has removed non-tariff barriers including fumigation requirements and arbitrary geographic indicator restrictions on dairy product names.

Argentina will allow access for U.S. poultry and poultry products, within one year, and simplify red tape for U.S. exporters of beef, beef products, pork, and pork products. Argentina also has agreed to protect U.S. exporters’ use of certain meat and cheese terms, preserving market access and creating the potential for new opportunities in the region.

Ecuador has reduced or eliminated tariffs on American nuts, wheat, and wine; and will reduce major non-tariff barriers for many agricultural products regarding import licensing and facility registration requirements.

Guatemala will address and prevent barriers to U.S. agricultural products in its market; maintain science- and risk-based regulatory frameworks; and efficient authorization processes for agricultural products.

China committed to delaying new export controls on rare earth minerals, resume large purchases of U.S. soybeans, sorghum, and more. To date, China is already purchasing additional soybeans, wheat, and sorghum.

Malaysia will provide significant market access for U.S. products like dairy, horticultural products, poultry, pork, rice, and ethanol; recognize the U.S. food safety systems for U.S. meat, poultry, and dairy products; streamline its halal certification of U.S. food and agricultural products; and open market access for U.S. sorghum.

Cambodia will eliminate 100% of its tariffs on U.S. products, while the U.S. maintains a 19% reciprocal tariff rate for imports from Cambodia. It will also recognize the U.S. scientific guidelines for most U.S. agricultural goods and food.

Thailand will eliminate tariffs on 99% of U.S. goods, including most food and agricultural products and expedite access for USDA’s Food Safety and Inspection Service-certified meat and poultry products, giving American producers unprecedented access to the market.

Vietnam will accept preferential access for U.S. agricultural goods, including specialty cheese and meats, and is already improving access for U.S. peaches and nectarines. Vietnam will pay the United States 20% tariffs on all goods and 40% on any transshipped goods

South Korea will pay 15 percent tariff to the United States.

European Union will purchase $750 billion of American energy and addressing non-tariff barriers for farmers and ranchers - pork and dairy products. Market access for U.S. agricultural goods like tree nuts, sorghum, and more will also be provided as we work to commit to a simpler regulatory agenda.

Philippines is opening their market to the United States and charging us zero tariffs while the Philippines will pay 19 percent tariffs to the United States.

Indonesia will eliminate 90 percent of tariffs on American exports including for all agricultural products.

Japan agreed to $8 billion in American agricultural purchases including corn, soybeans, ethanol, fertilizer, and sustainable aviation fuel. Japan will increase US rice imports by 75%.

United Kingdom will create $5 billion in new agricultural export opportunities. $700 million in ethanol and better market access for American beef.

At the same time, President Trump is securing new, unprecedented market access for American agricultural producers around the world. For example, wine exports to Mexico are up 30 percent in 2025, reaching $18 million; South Korea has purchased $1 billion in corn, more than double from 2024; Bangladesh purchased $172 million in soybeans; Costa Rica streamlined its dairy access for U.S. producers; and India cut its bourbon tariff in half.

Norb Leahy, Dunwoody GA Tea Party Leader

Lowering US Food Costs 12-10-25

Fact Sheet: President Donald J. Trump Addresses Security Risks from Price Fixing and Anti-Competitive Behavior in the Food Supply Chain  The White House, December 6, 2025 

PROTECTING AMERICA’S FOOD SUPPLY AND FAMILY BUDGETS: Today, President Donald J. Trump signed an Executive Order to stop price fixing, anti-competitive behavior, and foreign influence that drives up grocery prices and threatens the security of America’s food supply.

The Order directs the Attorney General and the Chairman of the Federal Trade Commission to each establish a Food Supply Chain Security Task Force within their respective agencies to aggressively investigate price fixing and anti-competitive practices across the food sector.

Both Task Forces are empowered to bring enforcement actions and propose new rules to stop anti-competitive behavior and restore competition.

The Attorney General is directed to pursue criminal proceedings, including grand jury investigations, if evidence of criminal collusion is uncovered.

The Task Forces will jointly consult with relevant members of Congress in six months and then one year from the date of the order to provide progress updates subject to applicable law and recommend appropriate Congressional action, if any.

STOPPING PRICE FIXING AND FOREIGN CONTROL: President Trump understands that an affordable and secure food supply is vital to America’s national and economic security, but that anti-competitive behavior threatens its stability and affordability.

In recent years, major players in America’s food supply chain have paid tens of millions to settle price fixing lawsuits.

Sectors including meat processing, seed, fertilizer, and farm equipment may be vulnerable to anti-competitive manipulation that result in higher prices for farmers and consumers.

Foreign-controlled companies are increasingly involved in key segments, potentially creating national security risks and driving up the cost of food for American families—issues the Task Forces are specifically directed to investigate.

Without aggressive enforcement, price fixing and anti-competitive behavior will continue to inflate grocery bills and weaken America’s food independence.

DELIVERING LOWER COSTS FOR AMERICAN FAMILIES: President Trump is fighting every day to reverse Biden’s inflation crisis and bring down sky-high grocery prices – and he will not rest until every American feels the relief at the checkout line.

On Day One, President Trump declared a National Energy Emergency to eliminate bureaucratic barriers, unleash innovation, and restore America’s position as the world’s leading energy producer. 

In July, President Trump signed the largest tax cuts in American history, leaving families with thousands more in their pockets each year.

Last month, President Trump directed the Department of Justice to launch an investigation into the nation’s largest meat packing companies for potential collusion, price fixing, and price manipulation.

By halting proposed Biden-era regulations, President Trump has already saved Americans over $180 billion, or $2,100 per family of four.

Under Biden, workers lost over $2,900 in purchasing power — meaning inflation rose faster than wages.

 Under President Trump, even after accounting for higher prices, real wages have grown by $700 and are on track to increase by $1,200 after his first full year.

While lower prices can’t happen overnight, we’re making big progress and will keep working to make sure everyone benefits.

https://www.whitehouse.gov/fact-sheets/2025/12/fact-sheet-president-donald-j-trump-addresses-security-risks-from-price-fixing-and-anti-competitive-behavior-in-the-food-supply-chain/

Norb Leahy, Dunwoody GA Tea Party Leader

Lowering Healthcare Cost 12-10-25

Republican plans to lower U.S. healthcare costs in 2025 primarily focus on patient-controlled options like Health Savings Accounts (HSAs) and market-based reforms, often as an alternative to extending Affordable Care Act (ACA) subsidies.  

Key Republican proposals and ideas include:

Promoting Health Savings Accounts (HSAs): A central idea, often promoted by President Trump and lawmakers like Sen. Bill Cassidy (R-La.) and Sen. Rick Scott (R-Fla.), is to redirect money that currently funds ACA premium subsidies into HSAs or similar accounts that Americans can use for out-of-pocket medical expenses. These accounts are typically paired with high-deductible health plans, with the premise that "skin in the game" encourages consumers to shop for lower-cost care.

Allowing Shopping Across State Lines: Proposals from some Republicans, such as Sen. Rick Scott's "Trump Health Freedom Accounts" legislation, include allowing consumers to purchase health insurance plans across state lines to increase competition and potentially lower costs.

Expanding HSA Use: Some plans, like one from Sen. Rand Paul (R-Ky.), propose raising annual HSA contribution limits significantly and allowing HSA funds to be spent on a wider range of expenses, including insurance premiums, vitamins, gym memberships, and fitness trackers.

Codifying Association Health Plans: A proposal from Sen. Paul would also codify the Trump-era executive order on Association Health Plans, allowing groups like credit unions and churches to negotiate with insurers for lower group rates, which was previously overturned in court.

Market-Based Approaches and Price Transparency: The general Republican approach emphasizes market-driven solutions and price transparency, aiming to give patients more control over their healthcare spending through increased choices and competition.

Addressing ACA Subsidies: A major point of contention and discussion is whether to extend the expiring enhanced ACA tax credits. Some Republicans in swing districts support a temporary extension to avoid premium spikes, while party leadership has generally opposed a "clean" extension, pushing instead for their own alternative policies. 

These proposals generally aim to replace existing coverage mechanisms with patient-directed financial tools, though critics argue that this approach could lead to higher out-of-pocket costs and increased medical debt for many Americans, especially those with low incomes or chronic illnesses. The specific details of a unified Republican plan for 2025 are still under development and negotiation within Congress. 

Republican plans to lower U.S. healthcare costs in 2025 primarily focus on expanding Health Savings Accounts (HSAs), a policy direction that generally pairs with high-deductible health plans, and debating the future of expiring Affordable Care Act (ACA) subsidies. The party lacks a single, unified plan, with internal divisions on specific legislative approaches. 

Key Proposals and Ideas

Expanding Health Savings Accounts (HSAs): A central theme among many Republican proposals is to shift more responsibility to the consumer by using HSAs.

Proposals from Senator Bill Cassidy (R-LA) and Senator Rick Scott (R-FL) aim to use HSAs to help consumers shop for insurance across state lines or cover out-of-pocket costs.

The general idea is that consumers with "skin in the game" will be more likely to seek higher-quality, lower-cost care.

A White House proposal has also suggested allowing individuals in lower-tier plans (like bronze or catastrophic plans) to put money into HSAs.

Addressing ACA Subsidies: A major point of contention and focus in late 2025 is the expiration of the enhanced ACA premium tax credits.

Many Republicans are reluctant to extend the subsidies, viewing them as a "bailout" for insurance companies or an expansion of "failed Obamacare".

However, some moderate Republicans in swing districts are working with Democrats on bipartisan plans, such as the "CommonGround 2025" framework, which proposes a one- or two-year extension of the subsidies with some reforms to prevent sharp premium increases for millions of Americans.

Medicaid Changes: Past Republican-backed legislation, referred to by some as the "Big Beautiful Bill" (H.R. 1), has included substantial cuts to Medicaid through mechanisms such as work requirements and more frequent eligibility checks, which critics argue would reduce coverage and access to care for low-income individuals. 

Legislative Status

As of December 2025, Republicans have not coalesced around a single, comprehensive legislative alternative to the ACA. Discussions remain fragmented, with some leaders pushing for a party-line bill and others acknowledging the need for bipartisan support. Without congressional action, the expiration of the ACA subsidies at the end of 2025 is projected to significantly increase premiums and the number of uninsured individuals in 2026. 

https://www.google.com/search?q=republican+plans+to+lower+us+healthcare+costs+2025

Norb Leahy, Dunwoody GA Tea Party Leader

Tuesday, December 9, 2025

Trump Affordability Programs 12-9-25

In 2025, the Trump White House launched several initiatives focused on affordability, primarily through deregulation, supply expansion, and tackling specific industry costs, including an "Emergency Price Relief" memo targeting housing, healthcare, food, and energy costs; a 10-to-1 deregulation order; the United States Investment Accelerator for large investments; efforts to lower prescription drug prices via "Most-Favored-Nation" pricing; and a "Massive 10-to-1 Deregulation Initiative" to cut existing rules, alongside proposing changes to housing assistance and a new "Make America Skilled Again (MASA)" workforce program.  

Key Affordability Actions & Initiatives in 2025:

Emergency Price Relief (Jan 2025): A Presidential Memorandum directed agencies to cut regulations, lower housing/healthcare costs, expand supply, and eliminate "climate" policies driving up food/fuel prices.

10-to-1 Deregulation (Jan 2025): An Executive Order requiring ten existing regulations to be repealed for every new one issued, aiming to reduce costs and stimulate the economy.

Food Supply Chain Security (Dec 2025): An Executive Order established task forces to combat price-fixing

and anti-competitive practices in the food industry to lower grocery bills.

Prescription Drug Pricing (Nov 2025): Directives to bring U.S. drug prices in line with other developed nations, resulting in deals with manufacturers for lower costs.

Housing Affordability (Nov 2025): Proposals for 50-year mortgages to make monthly payments more accessible, though with higher overall interest.

Investment Accelerator (Mar 2025): An office to speed up large investments ($1B+) in the U.S. by reducing regulatory burdens and expediting permitting.

Workforce & Training (May 2025): The "Make America Skilled Again" (MASA) initiative proposed giving states flexibility to spend federal funds on apprenticeships and skills training.

Budgetary Proposals (May 2025): Proposed cuts and restructuring of some housing assistance programs (like combining five into a block grant) and eliminating others (like LIHEAP for energy assistance) to reallocate funds.

SNAP Changes (Sept 2025): The "One Big Beautiful Bill Act" included provisions to change Supplemental Nutrition Assistance Program (SNAP) eligibility and benefits. 

These actions reflect a focus on reducing government intervention, boosting domestic production, and targeting specific consumer costs like housing, food, and medicine. 

In 2025, President Trump has launched affordability programs focusing on deregulation, executive actions, and legislative changes. These initiatives aim to reduce costs for Americans. For more information, visit whitehouse.gov

https://www.google.com/search?q=what+affordability+programs+has+Trump+launched+in+2025

Norb Leahy, Dunwoody GA Tea Party Leader

Cumulative Unaffordability 12-9-25

Cumulative inflation since 2021, especially in housing, food, and healthcare, has severely hit lower-income US families, outpacing wage growth and making essential costs unaffordable, with many struggling to cover basics despite some wage gains, creating a deepening affordability crisis where basic needs consume a larger budget share.  

Key Impacts on Lower-Income Households:

Housing Crisis: Rents and home prices surged significantly (e.g., 25% jump in home prices by Q4 2021), consuming a larger portion of budgets and making rentals inaccessible for many, notes Pew Research Center and The Foundation for Research on Equal Opportunity.

Food & Essentials: Grocery costs rose sharply (around 32% since 2019), impacting nearly half of Americans who found food harder to afford, notes the Urban Institute and CBS News.

Disproportionate Stress: Lower-income households (e.g., $25k-$35k income) experienced significantly higher stress from inflation than higher earners, despite tight labor markets and wage growth, reports the Federal Reserve Bank of Dallas.

Lagging Wages: Wage growth often failed to keep pace with soaring costs for rent and other necessities during the peak inflation period (mid-2021 to late 2023), reducing real purchasing power for renters, according to the JPMorgan Chase Institute. 

Key Drivers of the Crisis:

Sector-Specific Inflation: Price increases in housing, food, healthcare, childcare, and energy have driven the affordability issue.

Supply & Demand Imbalances: Severe shortages in affordable rental units persist, exacerbating the crisis for low-income families, notes the Brookings Institution

In essence, while overall inflation rates might have eased, the cumulative price increases since 2021, particularly in critical areas, have created a persistent affordability squeeze for low-income Americans, notes Yahoo Finance and the Urban Institute. 

Cumulative inflation since 2021 has severely impacted the affordability for lower-income families in the U.S., who face a disproportionate burden due to necessities like housing, food, and energy comprising a larger share of their budgets. While wages for lower-income workers initially grew, sustained high prices have eroded their purchasing power, forcing many to rely on debt or cut back on essentials. 

Key Impacts on Affordability for Lower-Income Families

Higher Relative Inflation: Low-income households experienced higher effective inflation rates than higher-income households because the prices of essential goods (food, housing, energy) rose faster than those of non-essential items.

Housing Crisis: Housing is a primary driver of the affordability crisis. Rents have risen substantially, with a significant shortage of affordable units available for extremely low-income households. Renters, who are disproportionately lower-income, Black, or Hispanic, are often severely cost-burdened, spending more than 50% of their income on rent.

Stagnant Real Wages: While low-income wage growth was robust in 2021, real (inflation-adjusted) wage growth has since weakened, falling below the rate for higher earners in some periods. This gap means many families have made little to no financial progress despite working hard.

Increased Stress and Debt: The financial strain is significant, with a large majority of lower-income respondents in surveys reporting high levels of stress due to price increases. Many have depleted pandemic savings and increased credit card debt to cover basic expenses.

Cuts in Spending: Families are forced to make difficult choices, such as cutting back on non-essential purchases, social travel, or even utilities like air conditioning, to manage their budgets. 

Overall, cumulative inflation has made it extremely difficult for lower-income families to cover their true cost of living, which has risen much faster than average household earnings since 2017. 

I can provide a side-by-side comparison of the rising costs for specific necessities like child care, healthcare, and groceries versus wage growth in your specific location if you provide a major city or state. Should we start there?

https://www.google.com/search?q=us+affordability+for+lower+income+families+due+to+cumulative+inflation+from+2021

Norb Leahy, Dunwoody GA Tea Party Leader

Low Income Families Affected 12-9-25

In 2025, many lower-income families are facing significant financial pressure as wage growth for low-paid jobs is generally slowing down and often not keeping pace with inflation, although minimum wage increases in several states offer some relief.  

Key Issues Facing Lower Income Families

Slowing Wage Growth: After a period of rapid wage increases for low-income workers post-pandemic, growth has stalled or slowed significantly in 2025. This means many families are not seeing the pay raises needed to offset the continued high cost of living.

Inflationary Pressure: For many households, wage increases over the past four years have not caught up to the rise in consumer prices (e.g., food, housing, transportation), leading to a decline in purchasing power.

Federal Minimum Wage Stagnation: The federal minimum wage remains at $7.25 per hour, unchanged since 2009. This makes it challenging for workers in states that adhere to the federal rate to afford basic living expenses.

Economic Uncertainty: Economic uncertainty and a cooling labor market have led many employers to limit raises to select employees or keep pay steady, as the pressure to attract and retain staff has eased in some sectors. 

Bright Spots: State and Local Actions

While the national outlook presents challenges, specific actions at the state and local levels are providing some wage relief: 

Minimum Wage Hikes: A record 88 jurisdictions (23 states and 65 cities and counties) are raising their minimum wage floors in 2025.

Reaching $15+: By the end of 2025, 6 states and 60 cities and counties will have surpassed a $15.00 minimum wage for some or all employees.

Impact of State Increases: These state-led increases are projected to provide much-needed financial relief and can add up significantly over the course of a year, particularly for workers in the service, hospitality, and retail sectors. 

For families in states without such increases, the wait for a meaningful wage boost continues amidst a challenging economic landscape. 

In 2025, lower-income families waiting for significant federal wage increases faced challenges due to a stalled federal minimum wage and slowing wage growth in low-paid sectors, even as costs remained high. While many states and cities raised their local minimum wages, the absence of a national increase left many in a difficult economic position. 

The Federal Minimum Wage Situation

The U.S. federal minimum wage remained at $7.25 per hour in 2025, a rate unchanged since July 2009. The annual earnings for a full-time worker at this rate ($15,080) officially fell below the 2025 federal poverty line for a one-person household ($15,650), making it a "poverty wage". 

These reports analyze the federal minimum wage's poverty-level status and the varying minimum wage rates across states and cities in 2025:

State and Local Action

Despite federal inaction, a record number of states and local jurisdictions increased their minimum wages in 2025. 

23 states and 65 cities and counties raised their minimum wage in 2025.

Of these, 9 states and 61 local jurisdictions reached or exceeded a $15 per hour minimum wage for some or all employees.

These increases, often tied to cost-of-living adjustments or mandated step increases, provided a financial boost to low-wage workers in those specific areas. 

Economic Challenges and Outlook

For many lower-income families, 2025 was characterized by increased pressure from persistent inflation and a cooling labor market. 

Slowing Wage Growth: After a period of rapid wage growth for low-income workers during the pandemic recovery, this growth decelerated significantly in 2025.

Rising Costs: High costs for essentials like food and housing continued to squeeze the disposable income of lower-income consumers.

Job Market Conditions: A cooling labor market, with the national unemployment rate rising to 4.4% by September 2025, made it harder for low-wage workers to switch jobs for better pay, a key driver of previous wage gains. 

https://www.google.com/search?q=lower+income+families+waiting+for+wage+increases+in+lower+paid+jobs+in+2025

Lower Income Families

While exact 2025 numbers aren't finalized, recent data (late 2024/early 2025) suggests around 30% (or roughly 3 in 10) of U.S. households earn under $50,000 annually, with figures showing about 30.6% in 2024, indicating a significant portion of families fall into this lower income bracket, struggling with expenses. 

Key Statistics & Trends:

Around 30%: USAFacts data from 2024 shows 30.6% of households earned less than $50,000.

Rising Costs: A YouGov survey in late 2025 found that 40% of households earning under $50,000 felt their income was falling behind expenses, highlighting financial strain.

Income Groups: For more detail, the Federal Reserve's 2024 report showed 32% of those making $25,000-$49,999 had fluctuating incomes, and 26% of those under $25,000 faced hardship. 

In essence, a substantial segment of American families lives with incomes below $50,000, a situation often linked to increasing financial pressures. 

As of late 2024 data, the most recent available, approximately 30.6% of U.S. households had an annual income under $50,000. 

For the year 2023, data indicates that 22.2% of U.S. families specifically had an annual family income under $50,000. 

Detailed Breakdown

Statistics often differentiate between "households" (which can include single-person units) and "families" (groups of two or more related people residing together). 

Households (2024 Data): Around 30.6% of all U.S. households earned less than $50,000 per year.

Families (2023 Data): The percentage for U.S. families was lower, at 22.2%. 

The data for the full calendar year 2025 will be officially released by the U.S. Census Bureau in September 2026. Current 2025 reports focus on income during 2024. 

https://www.google.com/search?q=how+many+us+families+have+a+household+income+under+50k

Norb Leahy, Dunwoody GA Tea Party Leader