Friday, December 21, 2018

2008 Mortgage Meltdown Background


Banks had given mortgage loans to unqualified buyers and these loans defaulted. The Community Reinvestment Act of 1993 and HUD anti-discrimination rules caused the bad lending practices. Banks had chopped up these loans and resold them as “securities” and the defaulted loans were impossible to identify. The Democrats had sabotaged the mortgage industry.

The primary purpose of the Federal Reserve is to provide US dollars to US banks. Banks float on this liquidity and lend the money to individuals and corporations. This provides the capital required to run the US economy.

The 2008 Meltdown dropped the Dow Average in half.
On 3/9/09, the Dow plummeted to 6,726.02. The Federal Reserve increased the money supply by 450% to save the banks. The Fed lent money to the banks, who lent it to the day traders, who bought stocks and by 11/11/16 the Dow was at 18,847.66.


Norb Leahy, Dunwoody GA Tea Party Leader

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