Property Ownership in Africa 11-8-25

Yes, most African countries allow property ownership in 2025, but the rules vary significantly, especially for foreigners. While some nations like South Africa have no restrictions on foreign ownership, others, like Kenya, have specific laws in place. There are also countries like Ethiopia that are in the process of reforming long-standing bans on foreign property ownership.  

Key points to consider:

Foreign ownership rules: Restrictions for non-citizens vary widely across the continent. Some countries allow it with certain conditions, while others have outright bans that are being reformed.

Varying laws: The legal framework for property ownership differs from one country to another. Some nations have specific legislation to regulate landholding by non-citizens, as seen in Kenya.

Recent changes: Ethiopia is a prime example of a country making changes, with new draft legislation aiming to lift a long-standing ban on foreign property ownership to attract more foreign direct investment.

Local vs. foreign ownership: It is important to distinguish between the ability of a country's citizens to own property and the ability of foreigners to do so, as these are often governed by different laws.

Potential for land disputes: Despite the growing real estate sector, weak legal frameworks and unclear land titles can lead to land ownership disputes in some countries, according to BuyLetLive. 

Yes, many African countries allow property ownership by foreigners in 2025, though the specific laws, restrictions, and required procedures vary significantly by country. 

Key examples include:

South Africa: Foreigners can buy property (including freehold) and there are no restrictions on ownership, but they must comply with specific local legislation and exchange control regulations from the South African Reserve Bank (SARB).

Kenya: Non-citizens can own land in their name for commercial purposes, but certain restrictions may apply to freehold property held in a trust.

Morocco, Botswana, Namibia, Egypt and Rwanda

These countries generally allow foreign real estate investment and offer various opportunities for property acquisition.

Angola: Foreigners can legally own property, but they must follow specific guidelines and regulatory steps.

DRC Congo: Foreign individuals and companies are permitted to own real estate provided they obtain necessary authorization from the government.

Ethiopia: A new law, effective in July 2025, now permits foreigners to own houses/residential property, often requiring a minimum investment amount (e.g., $150,000 USD).

Nigeria: While direct land ownership by non-Nigerians is restricted by the Land Use Act, foreigners can enter into long-term lease agreements, often for up to 99 years, or acquire land via a Certificate of Occupancy from the state government.

Burkina Faso: This country has recently passed new laws that prohibit foreigners from owning farmland and mining land, though leasing is still possible. In general, potential foreign buyers should: Conduct thorough due diligence and work with local experts or lawyers to understand the specific local laws. Be aware of financing requirements, as local banks often require higher deposits (up to 50%) from non-residents.

Ensure all transactions comply with anti-money laundering regulations (e.g., FICA in South Africa) and exchange controls. 

https://www.google.com/search?q=do+african+countries+allow+property+ownership+2025

Comments

Africa has made some progress in allowing the citizens of African countries to own their own homes. They codified property ownership for Foreign Nationals to expand their economies.

Norb Leahy, Dunwoody GA Tea Party Leader