In late 2024, approximately 8% of the U.S. population was uninsured, a figure that has remained relatively stable. However, projections suggest this percentage could rise to over 9% in the future due to the expiration of enhanced premium tax credits and other policy changes, which could leave an estimated 4 million more people without insurance.
Current
uninsured rate: Approximately 8% of Americans were uninsured in 2024,
according to recent federal data.
Recent
trends: The uninsured rate has been declining in recent years, reaching a
15% drop since 2020.
Future projections: Some policy changes, such as the expiration of enhanced premium tax credits in 2025, could cause the uninsured rate to increase.
Factors influencing future rates: Other factors include the expiration of premium tax credits and a potential decrease in marketplace enrollment, which could affect millions of people and lead to a significant rise in the number of uninsured individuals over the next ten years.
As of November 2025, the most recent data indicates approximately 7.9% to 8.2% of U.S. citizens have no health insurance, though some projections and current legislative changes suggest this rate may increase.
Key
figures and context:
7.9% was
the overall uninsured rate for the total population in 2023, according to KFF.
8.2% was
the rate reported for 2024 by the U.S. Census Bureau.
For the non-elderly population (ages 0-64), the rate was slightly higher, at around 9.9%.
Projections
from the Congressional Budget Office (CBO) and KFF in 2025 suggest potential
increases in the uninsured rate due to policy changes, such as the expiration
of enhanced premium tax credits for ACA marketplace plans and changes to
Medicaid provisions.
The
uninsured rate for U.S. citizens specifically (native and naturalized) tends to
be lower than the rate for non-citizens, with a KFF report from December 2024
(using 2023 data) showing rates of 7.5% and 8.9% respectively.
These figures are estimates based on data from various sources including the Census Bureau and the CDC, which continuously monitor health insurance coverage across the U.S.
Comments
Uninsured families go to “Urgent Care Facilities” for diagnosis, treatment and prescriptions and pay cash. If they are hospitalized, the hospital often gets clearance to be paid by “Medicaid”.
Norb Leahy, Dunwoody GA Tea Party Leader
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