Saturday, September 21, 2019

US Household Debt


US Household Debt rose to $13.86 trillion as of 6/30/19. This is up from $13.58 trillion as of 12/31/19. About $9.4 trillion of this is good single-family home mortgage debt that turns into a valuable asset that appreciates in value each year.


Rents are at all-time highs and home mortgages are at all-time lows.  Mortgage rates remain below 4% for 30 year fixed home mortgages and below 3.5% for 15 year fixed home mortgages.

It makes no sense to rent or carry credit card balances.  US homeownership has risen from 62.9% in 2016 to 64.2% in 2019.

Norb Leahy, Dunwoody GA Tea Party Leader

No comments: