Wednesday, February 7, 2018

Stock Correction

We have benefitted from the 10,645 point rocket ride the stock market has experienced since 2/11/16 from 15,541 to 26,168, a 68% increase. This happened over the past 2 years. The first year from 2/16 to 2/17 sent the market to 20,090 and was supported in part by QE from the Fed and the fact that stocks were the only game in town. The ride from 20,090 to 26,168 occurred from 2/17 to 2/18 and was due to Trump’s actions and the fact that stocks were clearly the only game in town.

It is important to look at this correction to determine what caused it and what may need to be fixed. I looks like the automated sell order program may be at fault.

In the US on 2/5/18 stocks prices started to correct and the Dow Jones Industrial Average declined by 1,175 points to 24,345.  Today, 2/7/18 the Dow is back up over 25,000, because the stock market is still the only game in town. It is also important to look at what companies are included in the Dow.

The Dow Jones average is the average stock price of 30 big companies selected as “representative”. But they are all in the “bigger they are, the harder they fall” category.  The US economy has thousands of companies whose stock prices are blown around by corrections in the Dow.

As small and quirky as the Dow Jones is, if it sneezes, the world gets a cold. Watching the Dow too closely is behaving like the statistician who drowned in a lake with a mean depth of 3 feet.

All of these 30 companies had their stock prices decline. Some went down less than 1% like Intel at 0.29% and Microsoft at 0.57%.

Others went down more than 5% like Boeing at 5.75%, Cisco at 5.25%, Exxon Mobil at 5.69%, Johnson & Johnson 5.29%, Pfizer 5.3% and United Health 5.11%.

Many companies saw their stock sink 4% to 5% including American Express 4.83%, DuPont 4.3%, General Electric 4.67%, Goldman Sachs 4.2%, IBM 4.09%, JP Morgan Chase 4.8%, Travelers 4.35% and Verizon 4.68%.

Some companies saw their stock sink 3% to 4% including Coke 3.94%, Disney 3.68%, Merck 2.27%, Proctor & Gamble 3.79%, and Visa 3.84%

Those companies who saw their stock sink 2% to 3% included 3M 2.83%, Chevron 2.31%, Home Depot 2.08%, Nike 2.94% and United Technologies 2.55%.

General Electric stock is down to $14.56 per share and profits are way down, so GE may be dying.  Healthcare is in trouble and that affects Johnson & Johnson, Merck, Pfizer and United Health.

I would categorize GE as a “zombie company” that may sell itself off in pieces.  It was formed in 1892 and became the biggest company in the world, but it invested too heavily in Obama’s fantasies and paid the price.  

I confer “zombie status” on any entity that can’t pull its own weight and is heavily subsidized by government. After the 2008 Meltdown, all the big banks were zombie banks, because they were living on printed money from the Fed.


On 2/1/18 the DOW closed at 26,186. On 2/2/18 it closed at 25,520 reversing its march to 27,000. . On 2/5/18 the DOW closed at 24,345 signaling its first real correction.

On 2/7/17, the DOW closed at 20,090.  On 2/11/16 the DOW hit a low of 15,451 when global trade continued to falter. Since February 2016 the DOW rose from 15,541 to 26,186. That’s a rise of 10,645 and that’s a rise of 68%.

Other stock prices across the globe followed suit on 2/6/18.

The reasons for the DOW correction are being offered. It looked like stock prices finally outran their headlights.

Stock prices normally rise because of investor confidence and lower based on investor fear.  Big investors control the DOW and these include big funds like Vanguard and Fidelity as well as big pension plans. There are also foreign investors that include foreign governments who have large holdings in US stocks. The SEC looks for collusion by large investors to move the market around. They treat big stock price moves like the NTSB investigates airplane crashes.

The usual suspects for the lowering of stock prices include fears that rising interest rates will punish equities and reward debt investments and fears that after a rapid rise in stock prices, there will be a severe correction and fears that high debt will choke off growth. If stock prices recover quickly it’s likely that these fears were unfounded, the sell-off was self-inflicted and was actually a mistake.

In 1987, the DOW had a one day rapid decline that was caused by pre-loaded automatic computer trading orders based on stock price triggered sell orders in the system.

In 2009 we had the Meltdown crash. On 10/9/07 the DOW peaked at 14,164. On 3/6/09, the DOW dropped to 6,443. By 4/29/11 the Dow rose back to 12,810. The Fed QE kicked in to subsidize the big banks who used it to subsidize the DOW.

The DOW Jones Industrial average is made up of the stock prices of the 30 large US companies.

The S&P is made up of the stock prices of the 500 largest US companies. 

The NASDAQ is made up of the stock prices of smaller companies in the US and elsewhere and larger companies like Microsoft, Apple, Facebook Google and Amazon who just want to list there. Microsoft is in the Dow Jones averages, but is also in the NASDAQ averages

Toyota is listed on the NYSE but is not a US company.

The Price Earnings Ratio (PE) is a measure that has been 14:1 and is now 15:1. It measures the stock price and compares it to profits.  If a stock earns $1 per share, the price would be $15. It helps investors avoid overpaying for a stock.

The market has risen so rapidly it’s hard to tell how much overcorrection we will have to endure, but once it settles down we should have stock prices that more nearly match the guesses investors have made about their future value.

There are logical reasons why investors buy and sell stocks. They want to buy low and sell high. They will buy when they think the stock is undervalued and sell when it’s ready to harvest. This is measured in “volume” and is routinely reported as the number of trades each day. Warren Buffett likes to buy low and not sell. Everybody with a 401k is forced to act like Buffett.

I expect investors to recalibrate values going forward, I also expect corporations to recoup funds to invest in corporate plans designed to yield the most profit, if things go as they expect.

Investors also look at what companies are betting will happen.  I don’t think self-driving cars will be in demand, so I’m skeptical of Ford’s wild-eyed interest in spending a lot of money on this.

But I laughed when they wanted to sell me gold for $37.50 an ounce in the 1970s and I didn’t buy it again in 2000 when it was $279 an ounce, so what do I know. I also laughed when bottled water came out. 

Investors have had a chance to look at fundamentals and continue to analyze specific industries and observing liquidity shortages and other factors.

The surge from the 15,541 in 2016 to an all-time high of 26,616 on 2/26/18 was unprecedented.

I think it was a reaction to anticipation of deregulation and anticipation of the needed lower corporate tax rate.

Now investors have seen the early reaction of the corporate tax cut and have evaluated the size of the tax savings and guessed at the eventual use of the extra cash corporations will be allowed to keep.

The excessive QE money printing by the Fed hasn’t resulted in inflation because consumers don’t have the cash to increase systemic demand. The Fed kept interest rates low and the Central Banks used the QE to support stock prices for the last decade.

The US economy is basically fixed and now Trump will be working on the “main street economy” to end Obamacare, lower costs in healthcare and education, end excessive immigration and remove bureaucratic obstacles to growth to speed up resource extraction with pipelines that are still under construction. The goal is to streamline permits and inspections to reduce construction time from 10 years to 1 year. We will all be watching to see how much manufacturing returns to the US over the next couple of years and where it goes.

I will be watching the cheerleaders on Fox cable news report the Dow Jones” tortured climb back to 26,000.


Norb Leahy, Dunwoody GA Tea Party Leader

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