Healthcare costs have increased from 5% of a
$6.5 trillion GDP in 1960 to 20% of a $19 trillion GDP in 2017. The average family cost of health insurance
is $18,147 per year. Prices are not controlled by consumers because they don’t
pay the bills themselves and too few refuse treatment because it’s a bad deal.
Health Insurance becomes unsustainable when
medical costs double every 5 years. Consumers will balk, even when they are
highly tax subsidized. These high tax subsidies are a big part of the problem.
Our elected officials have been throwing money at healthcare and education for
decades and they more they spend the worse it gets. They ignore fixing obvious other mistakes
like cost shifting, predatory malpractice settlements, defensive medicine,
unnecessary tests, overpriced tests, predatory drug prices and the lack of any
incentives for hospitals to lower costs.
The federal government is about to retain all
of the future cost of healthcare.
They did it to themselves. In 1965 the healthcare industry pushed for
government subsidies and the creation of Medicare and Medicaid. They agreed to
the creation of Obamacare, they are currently pushing to receive tax credits
and now it’s over, like Venezuela. Rand Paul is right. We shouldn’t subsidize
insurance companies with tax credits.
Nothing exceeds like excess. That’s the
problem now facing the health insurance industry. The 15 million really sick
and poor people who spend 50% of the US healthcare GDP are subsidized by
unsustainable government programs.
Government currently includes non-citizen
illegal aliens and terrorist refugees on welfare in these healthcare subsidies.
This should stop because US welfare attracts illegals and refugees and we don’t
need them at all. We need to pay off our $20 trillion debt.
The “end of life” expanses have risen from
several thousand dollars to several hundred thousand dollars as families panic
when older family members contract cancer or heart disease. Hospitals no longer
cost hundreds of dollars per day; they cost tens of thousands of dollars per
day.
Health insurance companies may lose all of
their customers if they can’t offer affordable catastrophic policies to the
health 50%.
They created this when they joined together
with corporations to push through Medicare and Medicaid.
Government is stuck in a quandary. If
government continues to pay 50% of the cost of the US healthcare GDP, costs
won’t go down.
Costs will go down if government announces
its step-down funding of healthcare.
Government should announce that it will begin to reduce all healthcare
subsidies by 10% in 2018 and continue to reduce these subsidies by another 10%
in 2019 and so on, until they no longer pay any subsidies. The free market will take hold and reengineer
all of healthcare. Actual healthcare costs will drop like a rock.
Unconstitutional Healthcare
Healthcare does not appear in the “enumerated
powers” given to the federal government from the States in the US
Constitution. The Congress was required
to write an Amendment to allow the federal government to fund healthcare and
send it to the States for ratification, but they didn’t do this. Instead, they passed Medicare and Medicaid in
1965 in violation of the US Constitution.
If Congress had followed the Law and written
an Amendment to allow the federal government to fund healthcare, that Amendment
would likely have failed to achieve ratification by the States and healthcare
would have remained affordable. There would have been no incentive by providers
to raise healthcare costs if patients had to pay their bills themselves.
It is no coincidence that healthcare costs
have risen in proportion to federal tax dollar funding. Legislation like
Medicare and Medicaid will result, as predicted, in sovereign bankruptcy and
destroy the United States. Benjamin Franklin said “It is a Republic, if you can
keep it”. He warned that the United
States would not survive unless our elected representatives protected and
defended the US Constitution (as written).
When Healthcare was Affordable
Healthcare was affordable before 1965, the
year Lyndon Johnson created Medicare and Medicaid. After that, healthcare costs increased at
double the rate of inflation and then some.
The reason for the increase in costs continues to be directly related to
the amount of government subsidies granted to healthcare.
This phenomenon can be seen when the
government relocates a military base in a rural town and rents double
overnight. It is simply the law of
supply and demand. Infusing new customers
with money to an area increases demand for food, housing, energy and everything
else. The initial surge of demand
continues until the supply catches up.
This is an old story. The land owners and
merchants in these rural towns close ranks and lobby like mad to allow this
expansion to occur, because they are sure to make more money. Land values rise
with high demand and prices are adjusted upward until supply exceeds demand.
Other citizens of these towns who rent their homes simply suffer the higher
prices of everything. That’s why towns prefer home ownership and not rentals.
Norb
Leahy, Dunwoody GA Tea Party Leader
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